Being adequately insured in Atlanta is more important than ever before. With a growing population, long commutes and life in a bustling city, accidents are inevitable. Having a reliable, experienced insurance agent makes this process much easier, but the process of finding an insurance agency can be daunting. Here are some tips for choosing an insurance agency that may help.
Finding the best insurance agency
Establish your needs before looking around
If you have children, life insurance may be at the top of your list. If you drive long distances for work, you may need more auto insurance than others. Do you own your home? If so, homeowner’s insurance should be a priority. Also, decide what you need in an actual insurance agent. Is proximity necessary, or are you comfortable doing business remotely? Do you want someone who can also offer advice on financial planning, savings, and retirement? Do you prefer to work with an independent insurance agent or someone who works solely for a particular agency?
Most everyone has insurance of some kind, so ask around! Take referrals from friends, family members and colleagues who are satisfied with their insurance agents. Ask them what they like and what they dislike about their policies. Are their agents responsive and easy to communicate with?
When you begin shopping around for your provider, ask potential agents the same questions. Many will have testimonials from satisfied customers on hand and will be happy to share them with you.
Strong credentials are an extremely important factor to look at when choosing an insurance agent. Why? Because the industry is always changing and continued education is essential to staying on top of the market. Your agent will be advising you on some critical and impactful matters, such as your liability limits, deductible options, life insurance limits and possibly other financial matters, such as retirement planning and portfolio management. You will want to have a guarantee that your insurance agent actively pursues the latest information and education in his or her field to ensure you’re getting the best advice possible.
These are just three tips for choosing an insurance agent, but there are several other things you should look for and expect when shopping around. Product knowledge is essential; a positive attitude and customer service skills will go a long way; commitment to what they do and their clients is crucial, and someone who can provide you with the best product or service for the best price is who you’re seeking.